💰 Up to $90,000 in down payment assistance. 🧠 A room full of experts. 🆓 Zero cost. ✨ One Saturday could change everything.
😮💨 If you've ever caught yourself scrolling past listings and thinking, "That could never be me," — this is your sign to keep reading. 👀
Because the truth is, the biggest thing standing between most renters and a front door of their own isn't money. It's information. 💡 Most first-time buyers have no idea how much help is actually available to them — or how to claim it.
That's exactly why Housing Foundation of America (HFA) is hosting a 🆓 FREE, In-Person, HUD-Certified Home Buyer Workshop in partnership with the City of Miami. And we'd love to see you there! 🙌
📅 Saturday, June 20, 2026 · 10:00 AM – 5:00 PM ⏰ 📍
Sweet Home Missionary Baptist Church — 10701 SW 184th St, Cutler Bay, FL 33157 🗺️
👉 🎟️ CLAIM YOUR FREE SEAT — REGISTER NOW👈
🆓 100% Free · 🪑 Seats Are Limited · 🗣️ Services available in English & Spanish
💸 You May Qualify for Up to $90,000 in Assistance
Yes, you read that correctly. 🤯
Depending on the program you qualify for, you may receive up to $90,000 in down payment assistance and closing-cost help. 💵 For many families, that's the difference between "someday" 🤞 and "this year." 🎉
But here's the catch most people never hear: 👇 that money doesn't come from one single source. It comes from a patchwork of statewide and local programs 🧩 — each with its own rules, deadlines, and paperwork. Miss a detail, and you can miss the funding entirely. 😬
At this workshop, our 🎓 HUD-certified counselors sit down with you and map out every program you may be eligible for — at no cost, with no pressure. 🤝
🗺️ The Programs We'll Help You Unlock
Think of this as your personal roadmap to home-buying funding. 🧭 Here's a sample of what we'll walk through:
🟡 Statewide — Florida Housing
- 🦸 Florida Hometown Heroes — Down payment and closing-cost help for eligible Florida workers, including teachers 👩🏫, nurses 👩⚕️, first responders 🚒, and military members 🎖️.
- 🏦 Florida Assist — A second-mortgage program that pairs with affordable first-mortgage loans.
- 📑 FL HFA First-Mortgage Programs — Bond-backed loans (like FL First and HFA Preferred) designed to work hand-in-hand with the assistance above.
🔵 Miami-Dade — Local Programs
- 🏘️ Miami-Dade PHCD — Homebuyer assistance through the county's Public Housing & Community Development department for income-eligible, first-time buyers.
- 📜 Documentary Surtax Program — A county-funded, deferred second mortgage toward your down payment and closing costs.
- 🤲 SHIP (State Housing Initiatives Partnership) — Local city and county dollars set aside for eligible Miami-Dade buyers.
⚠️ Eligibility varies by program and income. That's the whole point of the workshop — we'll help you figure out exactly where you fit. 🎯
🎁 What You'll Walk Away With
This isn't a sales pitch or a webinar you'll forget by Monday. 🙅 It's a working session designed to leave you genuinely ready. 💪 You'll learn:
- ✅ Step-by-step guidance through the entire home-buying journey 🚶
- ✅ How to qualify for down payment assistance 💰
- ✅ First-time home buyer programs and eligibility requirements 📋
- ✅ What every step really looks like — from application to closing 🔑
- ✅ A HUD Certificate for everyone who completes the workshop 🎓 (a credential many assistance programs actually require)
🤔 Is This Workshop for You?
If you see yourself in any of these, the answer is yes! 🙋
- 🏠 First-time buyers ready to start the journey
- 🔑 Renters who are done paying someone else's mortgage and want to build equity 📈
- 🧐 Anyone unsure whether they qualify for assistance
- 👨👩👧👦 Families planning a move within the next year
No prior knowledge needed. 🧠 No credit score required to walk in the door. Just bring your questions ❓ and a goal 🎯 — we'll handle the rest.
🌟 Learn From People Who Do This Every Day
You won't be getting advice from a brochure. 📄 You'll be in the room with the experts:
- 👔 Chester A. Bishop — Board Chair, Housing Foundation of America, Inc.
- 🏡 James Bunyan — Broker/Owner, Millennium III Realty
- 📊 Andre Coakley — Founder & CEO, Credit 360, Inc.
🎓 HUD-certified counselors, lenders, and credit specialists — all in one room, all focused on one thing: getting you closer to homeownership. 💙
🎟️ Save Your Spot — It's Free! CLICK HERE TO REGISTER
Seats are limited, and this workshop fills up fast!
⏳ Registration is 100% free 🆓, and services are available in English and Spanish. 🗣️
📅 Saturday, June 20, 2026
10:00 AM – 5:00 PM ⏰
📍 Sweet Home Missionary Baptist Church — 10701 SW 184th St, Cutler Bay, FL 33157 🗺️
📞 954-923-5001
📲 Before You Go: Get the Free Housing Foundation Home Search App
Want a head start? 🚀 Download the Housing Foundation Home Search App — search active listings 🔎, save your favorites ⭐, and stay ready the moment you're approved. ✅ It's completely free on the 🍎 App Store and ▶️ Google Play.
🎯 Don't Wait — This Is Your Moment
👉 Register FREE Now at homeapproved.org
Or call us today: 📞 954-923-5001
🚪 Your homeownership story has to start somewhere. Let it start here. ✨
🏛️ Housing Foundation of America — Helping You Reach Your Housing Goals. 💙