Down payment Assistance updates:



The City of Hollywood announces the availability of two beautiful, fully renovated homes for sale, along with up to $70,000 in purchase assistance for the qualified, eligible homebuyer. This opportunity is for homebuyers with gross annual household income at or below 80% AMI.


550 North 66 Terrace, Hollywood, 33024

$382,194 purchase price

3 bedroom/2 bath, 1,475 square foot single-family home


2323 Cleveland Street , Hollywood, 33020

$350,000 purchase price

2 bedroom/1 bath, 922 square foot single-family home with 1-car garage


All applicant submissions will be accepted starting Thursday, September 29, 2022 at 9 a.m. and reviewed for completeness on a first-come, first-qualified basis.


Priority will be given to current City of Hollywood residents with proof of residency (Government issued identification, utility bill or lease with a Hollywood address), however all applicants will be accepted.


Visit the City’s website for all the program details:


Are you a Home Buyer looking for a home in Forsyth County, North Carolina? Act now and apply for the Forsyth County Community & Economic Development Down Payment Assistance programs: You may earn up to $50,000 in funds towards Down Payment and Closing Costs! CLICK HERE for additional information


Bank of America Introduces Community Affordable Loan Solution™ to Expand Homeownership Opportunities in Black/African American and Hispanic-Latino Communities. This new program is in addition to and complements Bank of America’s existing $15 billion Community Homeownership Commitment™ to offer affordable mortgages, industry leading grants and educational opportunities to help 60,000 individuals and families purchase affordable homes by 2025: CLICK HERE for more information.


Click the flyer to register!


Interested buyers must take part in a mandatory Workforce Housing Program introductory orientation.

Registration link for the orientation:



The City of Lauderhill's Purchase Assistance Program is open! 

Before submitting your application, please consider the following: program participants are required to income and property qualify, be able to obtain a mortgage loan from a lending institution, must have completed the HUD-approved Eight Hour Homebuyer Education Course, and the mortgage lender must adhere to the City’s underwriting guidelines. Applicants seeking funding with cash value assets exceeding $25,000 after closing is provided are considered ineligible.

Very Low - up to $50,000
Low - up to $40,000
Moderate (SHIP Program Only) - up to $40,000

The purchase assistance program is a deferred second mortgage that assists with down payment and closing costs for existing and new home purchases. New construction must have received a certificate of occupancy within the last twelve months. Applicants will not receive the maximum award in all cases.

The program is offered on a FIRST QUALIFIED, FIRST CLOSED, FIRST SERVED basis.

Assistance is in the form of a deferred loan secured by a mortgage and note at a zero percent (0%) interest rate.

Loan is forgiven on a prorated basis, per annum:

Ten percent (10%) for 10 year terms, and
Six and sixty-sevenths percent (6.67%) for 15 year terms
The loan will be considered default if any of the following occurs during the loan term:

Transfer or conveyance of property;
Conversion to a rental property;
Loss of homestead exemption status;
Failure to occupy the home as primary residence; and/or
Acquires a reverse mortgage.
If any of these occur, the outstanding balance will be due and payable. In case where the qualifying homeowner(s) die(s) during the loan term, the loan may be assumed by an eligible heir who must occupy the home as a primary residence. If the legal heir is not eligible or chooses not to occupy the home, the outstanding balance of the loan will be due and payable.

Applicants interested in the purchase assistance program are highly encouraged to take the the following steps before applying to the program:

Take a HUD-approved homebuyer education course and obtain the certificate;
Apply for a mortgage loan to see how much house you qualify to purchase;
Find a home at or below the bank-approved amount;
Apply for the City of Lauderhill's Purchase Assistance Program.
Following the steps provided will ensure the purchase of an affordable home while speeding up the review and determination process. 


Applicants must contribute no less than 3% of the purchase price towards their down payment. At least 1.5% of the 3% contribution must be of the owners own funds. At maximum, 1.5% of the 3% contribution may be in the form of a gift, so long as the source of the gift is revealed. The assisted property must have insurance by closing date. The City will not accept any position less than second in the mortgage/lien process.

Visit our Eligibility Criteria page for additional requirements.

Frequently Asked Question may assist with additional questions regarding the City's Homebuyer Purchase Assistance Program.


The Section 8 waiting list is opening for the Housing Authority of the City of Miami Beach from Monday, July 25th, until Thursday, July 28th!

Please see flyer below for more information:



Housing Connect GSO’s Homebuyer Assistance Program is a source of financial assistance

for first-time homebuyers purchasing homes within Greensboro city limits.

See information below or Click Here 


Act now! Homeowners Assistance Funding is Available now for The City of Hollywood! Click the link or image below for more information:


Please click the link below for more information on the Broward County Home buyer Purchase Assistance Program: 






The Florida Hometown Heroes Housing Program makes homeownership affordable for eligible frontline community workers such as law enforcement officers, firefighters, educators, healthcare professionals, childcare employees, and active military or veterans.

For additional information call HFA at 954-923-5001, also see resources below: 

This program provides down payment and closing cost assistance to first-time, income-qualified homebuyers so they can purchase a primary residence in the community in which they work and serve. The Florida Hometown Heroes Loan Program also offers a lower first mortgage rate and additional special benefits to those who have served and continue to serve their country.


Program Details:




40 applications will be available online by visiting the website at beginning Monday,
June 20, 2022 through Monday, August 22, 2022, or until 40 applications have been submitted. Applications will
be accepted on a first submitted, first qualified, first served basis, subject to funding availability.


We’re excited to have a nonprofit profile live on Spiral! With Spiral’s matching program, your donation to Housing Foundation of America, Inc. goes further when you give through Spiral. 

Upon signing up, you will automatically earn a minimum donation credit of $5.00 that you can donate to Housing Foundation of America!

Find Spiral on the app store and create a free personal Spiral bank account to explore the app and banking features.

Sign up to be a Spiral customer:

The Benefits of Donating Through Spiral:

  • Customer donations are matched up to $150 per customer per year (details)
  • There are no fees associated with the donations
  • Choose to give monthly or as a one-time gift - you can switch anytime
  • Receive an end-of-year report of all your giving to help you with your tax returns

Disclaimer: Learn more about banking for the socially responsible here and consider setting up your donation to Housing Foundation of America, Inc. *Spiral is a technology company, not a bank, Banking services provided by nbkc bank, Member FDIC



Chenoa Fund is a national down payment assistance program provided through CBC Mortgage Agency. CBC Mortgage Agency's mission is to increase nationwide affordable and sustainable homeownership, with a focus on creditworthy, low and moderate-income individuals. 

Click anywhere on the flyer below for additional information:




Down Payment Assistance Programs: Florida Housing

Disclaimer: Only through participating lenders

Florida Housing offers down payment and closing cost assistance in the form of a second mortgage loan to assist eligible homebuyers with their down payment and closing costs. Down payment assistance is only available when used with Florida Housing's first mortgage loan. Down payment assistance is NOT available as "stand alone" down payment assistance. Florida Housing offers the following Down Payment Assistance Programs to eligible buyers:


The Florida Assist (FL Assist)


  • Offers up to $10,000 on FHA, VA, USDA and Conventional Loans.
  • 0%, non-amortizing, deferred second mortgage.

The FL Assist is not forgivable. Repayment is deferred, except in the event of the sale, transfer, satisfaction of the first mortgage, refinancing of the property or until such a time the mortgagor ceases to occupy the property at which time, the Florida Assist will become due and payable, in full.


The Florida Homeownership Loan Program (FL HLP) Second Mortgage


  • Offers $10,000.
  • 3% fully-amortizing, second mortgage.
  • 15-year term.

The FL HLP Second Mortgage carries a monthly payment. The remaining unpaid principal balance (UPB) is deferred, except in the event of the sale, transfer of deed, satisfaction of the first mortgage, refinancing of the property or until such a time the mortgagor(s) ceases to occupy the property as his/her primary residence at which time, the FL HLP Second Mortgage will become due and payable, in full.

Since the FL HLP Second Mortgage carries a monthly payment, this payment may need to be considered in a borrower’s debt-to-income (DTI) ratio when credit underwriting.


3%, 4% and 5% HFA Preferred and HFA Advantage PLUS Second Mortgage


Borrowers utilizing these down payment and closing cost programs receive 3%, 4% or 5% of the total loan amount in a forgivable second mortgage. This second mortgage is forgiven at 20% a year over its 5-year term when used with Florida Housing’s conventional HFA Preferred for TBA or HFA Advantage for TBA first mortgage products. The “PLUS” Second Mortgage is available only with these conventional first mortgage products.




Are you looking for assistance in buying your first home? The City of Miami's First Time Homebuyer program provides zero percent (0%) deferred loans to first-time homebuyers purchasing a property in the City of Miami if they qualify based on their income category.

Click the link below for more information:


The City of Tamarac is hosting a virtual Purchase Assistance Information Session! Click the flyer below to register.

For more information go to:


Click the link below to see new information regarding Statewide Homeowner Mortgage Assistance. The Florida Department of Economic Opportunity (DEO) is running the program.



Click the link below to view the full article by the Sun Sentinel:

Florida will distribute $676 million in homeowner mortgage assistance

"the U.S. Treasury Department on Feb. 9 approved Florida’s plan to distribute $676 million in federal homeowner assistance funding included in the $1.9 trillion American Rescue Plan enacted in March 2021."

Here are some eligibility facts
To be eligible to receive funds, homeowners must:

Own a one- to four-unit residence that is their primary residence.
Have experienced a financial hardship after Jan. 21, 2020 (including a hardship that began before then but continued after that date).
Have incomes less than or equal to 150% of the area median income or 100% of the U.S. median income, whichever is greater.
Funding will be prioritized to ensure assistance is delivered first to the most vulnerable homeowners (targeting incomes of 100% or less of area median income.)
What expenses can be covered:
Mortgage payment assistance.
Financial assistance to reinstate a mortgage or pay other housing-related costs.
Assistance for homeowner utilities, internet service, property insurance, etc.
Delinquent property taxes.
Counseling and case management services through a HUD-certified counseling agency.


Delray Beach: New Affordable Housing Development Coming Soon!

Development of Island Cove – An Affordable Housing Community Located between SW 8th Street and SW 10th Street (north and south respectively) & SW 12th Ave and SW 13th Ave (east and west respectively)
Represented by the Delray Beach Housing Authority and Island Cove, LLC. These two entities partnered to bring a high, quality affordable housing development project to your neighborhood called “Island Cove”.

For more information go to:


The City of Miramar is still accepting applications for the CARES Act, for more information and to download to application go to:


Habitat for Humanity is now accepting applications for their homeownership program! The deadline to apply is March 31st 

 Apply today before space runs out! Click link to go to the application:



 Under this program, the Hallandale Beach CRA (HBCRA) provides a maximum amount of $80,000 in down payment assistance for the purchase of a first home in the CRA district. These funds are available to affordable housing buyers (whose income is between 50% and 120% of the Broward County median income guidelines) to be used for gap funding and closing costs. The program also provides an incentive of up to $10,000 in down payment assistance for workforce housing buyers whose income is above 120% but not more than 140% median. An additional $5,000 incentive is available for first responders, teachers and nurses.

Go to for more information.

Download the First Time Home Buyer Program application packet at: FIRST-TIME-HOMEBUYER-PROGRAM.pdf


To be placed on the 2022 Waiting List for a particular unit size and rent rate please follow the link below to complete our Wait List Applicationstarting at 10:00 am on Thursday, January 13, 2022.


The rent schedule is below. Davis Landings units have different rents based on income restrictions for certain apartments and also on the income category of the applicant household which is based on income and family size. You will be called from the Waiting List based on unit availability and if the available unit matches your household size and stated pre-tax income.

Please contact our office at (561) 318-8442 if you are unable to complete the online form.

The Waiting List Application Form must include family size and pre-tax combined household income. That way I can determine which apartment (size and rent rate) you are eligible for. If your income changes or contact information changes, please contact the office so that your Wait List application form can be updated.

The Waiting List is kept until December 31 of each year and then purged. The Waiting List is re-opened the second Thursday in January each year.


Unit Size

Rent per month


700 sq. ft.

$295.00 - $865.00


1,000 sq. ft.

$385.00 - $1,100.00


1,400 sq. ft.



The office is at Davis Landings and is open virtually from Monday  Friday 9:00-5:00.

Other Important Davis Landings Apartment Information:

If a tenant does not renew their lease or if a tenant’s lease is terminated by us, we pull from the Waiting List applications based on unit size, income category and the date the Waiting List Application was submitted.

If your application is pulled from the Waiting List you will need to submit a completed application and the relevant documents from the Checklist.

Additional Davis Landings Rental Information is:

·       The Security Deposit is one month's rent. Then applicants pay the 1st month's rent at the time of move-in.

·       Utilities are not included in the rent. Electricity service is provided by Lake Worth Beach Utilities and the water by PBC Water. The property is wired for Comcast.

·       One pet is allowed and it must be less than 25lbs.

·       The application fee is $30.00 per adult. It involves a background check and credit check. The background/credit check process takes about 7-10 days. No felonies involving crimes against another person or another person's property are allowed.


LaJoya Villages is our partner property. It is located at 1105 6th Ave South, Lake Worth which is between 6th Ave and “F” St in Lake Worth. The LaJoya Waiting List is currently open. LaJoya Villages has 55 affordable 2 and 3 bedroom units for rent. These apartments are income-restricted at 50%AMI and 60%AMI. Please contact the Management Office at 561-945-8424 for information on their Wait List form and policies.




The City of Pompano Beach has Purchase Assistance Funds available!

See 2021 income and purchase price guidelines below

Click the link to download and complete the application checklist for list of required documents: FTHB CHECKLIST 09.10.2021.pdf 



The City of Boca Raton will begin accepting applications at 8:00 am on October 19, 2021. All applications must be submitted through the online application portal; paper applications are not available for this program. Go to for more information


The City of Orlando has down payment assistance funds available! See Income Eligibility Chart below. Click the photo below or go to for more information.



 Community Partners Loan Pool

The North Carolina Housing Finance Agency provides financing to local governments and nonprofit organizations to build and rehabilitate homes for low-wealth North Carolinians. The Community Partners Loan Pool (CPLP) provides qualified home buyers with down payment assistance:

 Up to 20% of the sales price, not to exceed $30,000 (effective May 1, 2018), when using a NC Home Advantage Mortgage™.

Up to 10% of the purchase price when using a USDA’s Section 502 loan.

CPLP assistance is structured as a 0% interest, deferred second mortgage. The term of the CPLP loan matches the term of the first mortgage. The CPLP Loan has no monthly payment and is typically repaid when the home is sold or at the end of the loan term.

 Borrowers may combine a CPLP loan with the NC 1st Home Advantage Down Payment or the NC Home Advantage Tax Credit as well as with other down payment assistance loans or grants.

 The program is available through local community partners.










Helpful Links

 Bank of America’s Community Homeownership Commitment®

Bank of America Down Payment Center

Low Down Payment Loans

Bank of America Real Estate Center®

Bank of America First-Time Homebuyer Online Edu-Series™

Better Money Habits®



Visit for more details! 








Helpful Information

Our Resources can help you understand the home buying process and your rights, provide you with information about the available down payment grants, help you locate resources in Miami-Dade, Broward, and Palm Beach counties, and much more.

Also check out our glossary to understand unfamiliar terms.

Select a County above to get started. Knowledge is Power!