Palm Beach County's Homebuyer Match Pilot Program

Palm Beach County's Department of Housing and Economic Development has announced the Homebuyer Match Pilot Program — This program is designed to meet working families where they are and help bridge the financial gap that has kept so many residents from crossing the threshold into homeownership.


What Is the Homebuyer Match Pilot Program?

The Palm Beach County Department of Housing and Economic Development has made $2,000,000 available for Phase I of this pilot program. The concept is straightforward and powerful: the County will match your cash contribution toward your home purchase — dollar for dollar — up to $50,000.

Those funds can be applied toward down payment assistance, points buy-down, minor repairs, and closing costs. This is not just money on the table. This is Palm Beach County investing directly in you and your family's future.

Here is what you need to know about the purchase price limits:

  • Single-family homes: Purchase price must not exceed $700,000
  • Townhomes or condominiums: Purchase price must not exceed $325,000

Approved homebuyers are required to contribute a minimum of $10,000 of their own funds. That is the starting point — and the County will match every dollar you put in, up to $50,000.


Do You Qualify? Income Guidelines

This program serves both low-income and moderate-income households. Below are the eligible income categories based on household size:



 

If your household falls within these ranges, you may be eligible. Not sure where you stand? That is what we are here for. Connect with one of our HFA-certified housing counselors at www.homeapproved.org for a free one-on-one review of your finances and eligibility.


How the Application Process Works

This is a lottery-based program, and spots are limited. Here is the timeline you need to know:

The online pre-application portal opens Monday, March 30, 2026 at 8:00 AM and closes Monday, April 20, 2026 at 11:59 PM.

Palm Beach County will accept pre-applications to enter a random lottery selection process for 60 applications. That means time is of the essence — and preparation is everything. The more ready you are before that portal opens, the better your chances of moving forward quickly once selected.

Visit the Palm Beach County Department of Housing and Economic Development website for all required documents and additional program details.


Attend a Virtual Pre-Application Orientation — Hosted by Palm Beach County

Before applying, Palm Beach County encourages all interested applicants to attend one of the free Virtual Pre-Application Orientations. These sessions will walk you through the program requirements, the application process, and what to expect every step of the way.

Upcoming orientation dates:

  • Thursday,
  • March 12, 2026 at 10:00 AM
  • Tuesday, March 17, 2026 at 2:00 PM
  • Thursday, March 19, 2026 at 8:00 AM
  • Tuesday, March 24, 2026 at 3:30 PM

Join via WebEx: https://pbc-gov.webex.com/pbc-gov/j.php?MTID=m85233c009fe20ffc5abde0050228d76e

Meeting Number / Access Code: 2318 510 4449 Password: V3UfV5CGSh3

Or join by phone: 1-904-900-2303 or (844) 621-3956


Get Prepared Now — Register for an HFA Homebuyer Workshop

Attending the County's orientation is a great first step. But before that portal opens on March 30th, the best thing you can do is make sure you are fully prepared. That means understanding your credit, knowing your budget, and having your documentation in order before the lottery even begins.

HFA's homebuyer workshops are designed to do exactly that. Whether you attend in person, virtually, or online through eHome America, our HUD-certified instructors will walk you through every aspect of the homebuying process — from budgeting and credit repair to mortgage basics and closing day.

Find upcoming workshop dates and register at: www.homeapproved.org/upcoming-events

Seats fill quickly. Do not wait.


HFA Is Here for You — Every Step of the Way

Housing Foundation of America is a HUD-Approved Housing Counseling Agency, and our services are free. Our certified counselors are ready to sit down with you one-on-one, review your financial picture, and build a personalized roadmap to homeownership — whether or not you are selected through the lottery.

If this program is not the right fit for you right now, we have access to down payment assistance programs across Palm Beach County and throughout South Florida. We will find the path that works for you.

Your home is possible. It has always been possible. This program is one more tool to help make it real.


Your Action List — Do This Today

đź“… Check orientation dates and attend before March 30th — Hosted by Palm Beach County via WebEx (see dates above)

🏡 Register for an HFA Homebuyer Workshop 

đź“‹ Review your eligibility and get your documents readyVisit the Palm Beach County HED website for the full program details and required documentation

📞 Connect with an HFA Housing Counselor 

📲 Follow us on Instagram for updates — @hfoainc

Search blog

Search

Tags